business

INSURANCE



Simple, Reliable Business Insurance for Melbourne, FL

From startups to seasoned operations, we help protect the business you’ve worked hard to build—so you can stay focused on the day-to-day without getting caught in rough waters.


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Running a business comes with plenty of moving parts—and risks. At Kim Osman Insurance Group, we make business insurance easy to understand and even easier to manage. Whether you’re just getting started or expanding into new territory, we’ll help you find coverage that fits your operations, your budget, and your peace of mind.


We work with businesses across Melbourne, West Melbourne, Palm Bay, and Viera, FL to find practical, straightforward protection that keeps things running smoothly—even when the unexpected hits.



We’re here to take the stress out of insurance, so you can keep your business afloat and thriving.

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Comprehensive Coverage for Every Business Need

Types of Business Insurance We Offer

  • General Liability Insurance

    Protect your business from everyday mishaps—whether it’s a customer injury, property damage, or legal fees. General liability insurance is the foundation of smart business protection.

  • Business Owners Policy (BOP)

    Get bundled protection for your business property and liability all in one easy-to-manage policy. Ideal for small to mid-sized businesses in need of broad, affordable coverage.

  • Commercial Auto Insurance

    From work trucks to delivery vans, we’ll help you insure the vehicles that keep your business moving. Great for sole proprietors and growing fleets alike.

  • Workers’ Compensation Insurance

    Required in most cases, workers’ comp helps cover medical expenses and lost wages if an employee gets hurt on the job.

  • Builders Risk Insurance

    If you’re a contractor or developer, builders risk insurance protects your investment during construction—from theft and vandalism to weather-related damage.

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Let’s Make Insurance One Less Thing to Worry About

Get in touch today and let us help you find the right coverage for your business. It’s quick, easy, and no-pressure—just the way insurance should be.