Protecting What Matters, Together.

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About us

Meet OUR COMPANY

Your Trusted Insurance Partner in Melbourne, FL

At Kim Osman Insurance Group, we believe that insurance should be simple, straightforward, and stress-free. Based in Melbourne, Florida, we’ve been helping our neighbors find the right coverage for over 20 years. Whether you’re looking for personal protection for your home or car, or commercial insurance for your business, we offer tailored solutions that suit your needs.


With a focus on clear communication and exceptional service, we work hard to make sure you have peace of mind—so you can focus on what matters most. We make insurance as smooth as a boat ride on a calm day.

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OUR MISSION

To make insurance simple, clear, and caring — so you can protect what matters with peace of mind.

The Team

Kim Osman

Licensed Agent

Melbourne Location

Email: kosman1@kimosmanins.com

Office Number: 321-242-2311

Fax: 321-242-2315

Read Kim's Profile

Pete Osman

Office Manager

Melbourne Location

Email: posman1@kimosmanins.com

Office Number: 321-242-2311

Fax: 321-242-2315

Tammy Gwiazda

Licensed Agent

Melbourne Location

Email: tammy@kimosmanins.com

Office Number: 321-242-2311

Fax: 321-242-2315

Read Tammy's Profile

Lisa Guerra

Licensed Customer Service Rep

Melbourne Location

Email: lisa@kimosmanins.com

Office Number: 321-242-2311

Fax: 321-242-2315

Kat Rizza

Licensed Customer Service Rep

Melbourne Location

Email: kat@kimosmanins.com

Office Number: 321-242-2311

Fax: 321-242-2315

Our process

How We Simplify Insurance


Step 1: Understand Your Needs

We start with a conversation — no pressure, just listening — to understand your unique goals and concerns.


Step 2: Compare Your Options

We’ll explain your coverage options clearly, helping you choose from trusted providers with confidence.


Step 3: Personalized Protection

Once you select the right plan, we handle the details so you can enjoy peace of mind.


Step 4: Ongoing Support

We’re here for you whenever your needs change — with answers, guidance, and support every step of the way.


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WHAT OUR CUSTOMERS SAY
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My wife and I had conversations with many competitors and were struck by the timeliness and professionalism we found from Kim Osman Insurance Group! All our questions were answered and the policy was written, coordinated, and finalized in one day.  What a nice experience when you get the very same treatment as the Reviews you read!

D. Moore
Our process

How We Simplify Insurance



Step 1: Understand Your Needs

We start with a conversation — no pressure, just listening — to understand your unique goals and concerns.


Step 2: Compare Your Options

We’ll explain your coverage options clearly, helping you choose from trusted providers with confidence.


Step 3: Personalized Protection

Once you select the right plan, we handle the details so you can enjoy peace of mind.


Step 4: Ongoing Support

We’re here for you whenever your needs change — with answers, guidance, and support every step of the way.